Health Insurance for Individuals and Families

We analyze your health insurance needs & budget and offer solutions to fit your personal situation.  Most people are eligible for some type of coverage, despite their health conditions. 

Whatever the case may be, many Americans are finding themselves insured under COBRA. While COBRA is a viable option for many people, it is also very expensive and is limited in how long you may be covered.

There are many alternatives to COBRA that will allow you to duplicate your existing benefits while reducing your monthly premiums. The staff at Integrated Benefits has over 20 years of experience handling health insurance issues and assisting individuals in saving money during these trying times.

We offer HIPAA Guarantee Issue Plans for those losing COBRA coverage.  We also offer coverage through the California Major Risk Medical Insurance Program (MRMIP) for those who cannot qualify for a traditional underwritten plan. 

Are you in you need a health plan for your newborn, a recent college graduate, or are losing your group coverage? Maybe your current employer doesn’t cover dependents and you would like to get an individual policy for them.   These are just some of the areas where we can help.

We represent the following companies
for Individual and Family Health Coverage:

Blue Cross of California
See plans and get a quote on-line

Blue Shield
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Health Net
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Kaiser-Give us a call at 800-660-9006 to review their individual and family plans

Health Savings Accounts (HSAs) – Plans that allow you to make tax deductible contributions to an interest bearing account to be used with a specially designed health insurance plan. These contributions may also be withdrawn tax free to pay for qualified medical, dental and vision expenses. We can help you design and implement your HSA plan. Contact us for more information at 800-660-9006.