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Disability Income Coverage
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Your greatest asset
by far is your ability to earn an income and yet this is often the
asset not insured. |
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But what are the
chances of becoming
disabled?
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Each year
nearly 1 in 5 people become disabled for 1 year or more before the
age of 65.1
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One in
seven can expect to be disabled for five years or more.2
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Almost half
of all home foreclosures are the result of a disability. While
just 3% are due to death.3
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Nearly half
of the 1 million Americans who filed for bankruptcy protection
least year did so after being sidelined by an unexpected illness
or injury.4
- Nearly 70%
of all disabled people that apply, are rejected for Social
Security benefits*.5
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Should
the unforeseen injury or illness occur, be prepared and protected
with a Disability Income Insurance Policy.
Contact us to review your current income protection plan.
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*
Social Security Disability Benefits are reserved for people totally
and permanently unable to do any job. It may not cover all
interruptions of income due to injury or sickness.
1. McNeil, J.M. (1997) Americans With
Disabilities
2.
Health Insurance Association on America, 2000
3.
Housing and Home Financuaing Agency of the U.S. Government 1998
4. New
Your Post, April 3, 2000. “ There’s No Insuring you Won’t Go
Bankrupt”
5.
Social Security Annual Statistics (1999) “ Million Dollar Round
Table Reference Guide, PP6.15.1
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