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ADDRESSING THE INSURANCE NEEDS OF
SMALL BUSINESSES AND INDIVIDUALS SINCE 1981
Integrated
Benefits and Insurance Services, Inc., located in Sacramento,
CA, is a family owned and operated insurance agency serving the
needs of groups, individuals and seniors. IBIS offers a wide range
of products including medical, dental, vision, life, disability and
long term care insurance. Since 1981 IBIS, has provided quality
products combined with superior service to fit your insurance
needs.
Integrated Benefits
& Insurance Services Inc. is licensed for Life and Health Insurance
in the State of California ( License # 0629367)
Dave Cox is
President of Integrated Benefits and Insurance Services, Inc. He
graduated from the University of San Diego in 1961 with a Bachelors
Degree in Business Administration. He also has a Master of Science
Degree in Taxation and is a Chartered Life Underwriter and a
Chartered Financial Consultant. Dave currently represents the
citizens of the First District in the California State Senate. Dave
is recognized as a leader in his field. Feel free to contact Dave by
e-mail at
info@integratedbenefits.biz.
Maggie Cox
graduated from the University of California, Berkeley with a
Bachelors Degree in Political Science. She has worked in the
insurance industry since 1984 and holds a special license enabling
her to market Long Term Care products in California. Feel free to
contact Maggie by e-mail at
mcox@integratedbenefits.biz
Sarah Aquino
graduated from California State University, Sacramento with a
Bachelors Degree in Sociology and has worked in the insurance
industry since 1999. Feel free to contact Sarah by e-mail at
saquino@integratedbenefits.biz.
Tim O'Leary
joined Integrated Benefits in 2004 with over 18 years experience as
an insurance agent working with individuals and small businesses on
their life, health and disability insurance needs. In addition to
assisting you with your individual insurance needs, he is an
employee benefits consultant specializing in small group benefit
plan design and implementation. He earned a B.A. from UC Santa
Barbara in 1988 and has a MBA in Finance. Feel free to contact
Tim by e-mail at
toleary@integratedbenefits.biz
As independent
insurance brokers, our goal is to provide you with the most accurate
and up to date information on the available products which will meet
your needs. Our service sets us apart from other firms as our agents
have an average of over 20 years experience.
Why should you use a
broker instead of going to direct to the company? First of all,
there is no additional cost in dealing with a broker. Secondly, we
can save you a lot of time by helping you choose which plans and
companies are right for you, expediting the submittal process by
making sure applications are correctly completed, and monitoring the
underwriting process to make sure approval decisions are made in a
timely fashion. And finally, you are dealing with a local
representative; someone you can call at any time with questions
about coverage, claims, billing or changes. We don’t have an
automated caller waiting system. You don’t have to call the
insurance company if you don’t want to.
We represent most
major companies for the following products:
Clink on one of
above links for more information. We are always available to discuss
your specific insurance needs, so give us a call at 800-660-9006 or
contact us by e-mail at
info@integratedbenefits.biz.
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